What Drives Insurance Settlements In Personal Injury Context?

One of the interesting aspects of personal injury and wrongful death litigation in South Carolina is that the insurance industry is not a single, megalithic entity. It is a collection of individual insurance companies, each of which has its own approach to handling personal injury claims. The large auto accident insurance carriers have an approach which, in a given case, might be completely different from the more specialized carriers who sometimes are involved in dram shop, nursing home and professional malpractice cases.

The ways in which the insurance companies differ include: how aggressively they defend, how averse they are to incurring defense costs, how willing they are to go to trial, and everything in between. As a result, it is important not to use a “one size fits all” approach to bringing an injury lawsuit. Each case requires a sensitive evaluation of the facts of the case, the legal issues and, yes, even the particular insurance company involved. Understanding whether the insurance carrier involved is known for aggressively taking cases to trial, has a reputation for early settlement, has a strong aversion to defense costs, and so forth, is a very important strategic consideration.

Ultimately there is no avoiding that insurance companies have a large role in the personal injury claim process, and an experienced familiarity with their individual characteristics can be critical to a successful resolution of your claim. Traywick & Traywick prides itself on bringing experience with and knowledge of these different insurance companies, and how they handle personal injury claims, to the table when it represents an injured person or his or her family.

If you are curious to determine how much your case is worth you can contact us today. Your consultation will be free and you won’t be charged anything unless Traywick & Traywick collects.

Anyone injured anywhere in the State of South Carolina, particularly if you were injured in Charleston County or its surrounding municipalities, Charleston, Mt Pleasant, North Charleston, Summerville, James Island, Johns Island, Isle of Palms, Sullivans Island or Daniel Island, pick up the phone and telephone today. You will speak to a lawyer right away.


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