Traywick's Blog
Practical legal insights, answers to common questions, and guidance from Traywick Law Offices.
Sued for a Deficiency After Repossession in South Carolina? Your Defenses
Your car was repossessed and sold at auction in South Carolina — and now the lender says you still owe thousands. That remaining balance is called a deficiency, and the lender can …
SC Leads the Nation in Foreclosure Activity — But Experts Say Context Matters
South Carolina leads the nation in foreclosure activity, with 1,579 filings in August 2026 — one for every 1,547 housing units. But the headline needs context: this isn't 2008. Her…
Contractor Abandoned Your Job in South Carolina? Your Rights and How to Get Your Money Back
Your contractor took your deposit and walked off the job — or did shoddy work and will not fix it. In South Carolina you can sue for breach of contract, bring a South Carolina Unfa…
Can I Sue My University for Sexual Assault in South Carolina?
Yes — in many cases you can sue your university after a campus sexual assault in South Carolina. Federal Title IX law lets survivors recover money damages when a school knew about …
Sexual Assault and Consent: What New York and South Carolina Law Actually Say
A civil complaint filed against Cornell University and seven fraternity members has put consent law in the national spotlight. New York and South Carolina answer the key questions …
TitleMax Wants Your Car in South Carolina? Your Title Pawn Rights and How a Lawyer Fights Back
A title pawn from TitleMax, TitleBucks, or LoanMax puts your car on the line. South Carolina gives many title-pawn borrowers real protections: a 20-day right to cure before reposse…
South Carolina Tax Sale Overage: How to Claim the Surplus Funds From Your Property's Tax Sale
When a South Carolina delinquent tax sale brings in more than the taxes, penalties, and costs owed, the extra money — the overage — belongs to the former owner. Most owners never c…
Too Drunk to Consent in South Carolina: Was It Rape?
If you were too drunk or drugged to understand what was happening, you could not legally consent — and in South Carolina, that is sexual assault whether you drank voluntarily or so…
Credit Card Charged Off in South Carolina? What Happens Next and How a Lawyer Can Help
A charge-off does not erase your credit card debt. It means the creditor wrote the account off as a loss — usually after 180 days of non-payment — and what happens next is often wo…
Can You Sue Your HOA Board Members Personally in South Carolina? Fiduciary Duty and the Business Judgment Rule
Your HOA board controls your dues, your property values, and in extreme cases your home itself. South Carolina law holds every board member to duties of loyalty, care, and lawful a…