Traywick's Blog
Practical legal insights, answers to common questions, and guidance from Traywick Law Offices.
South Carolina UCC Search: How to Find a UCC Filing Against Your Business
Most South Carolina business owners learn a UCC filing exists only when a lender finds it first and stops a loan. Run the search yourself, under your exact legal name, and you see …
Police Brutality in South Carolina: Excessive Force, Your Rights, and How to Sue the Police
If police beat you, choked you, tased you after you were handcuffed, slammed you in a holding cell, or denied you medical care in custody, South Carolina and federal law give you a…
Developer Dumping: When Builders Stick SC Homeowners With Worthless Common Areas
Developers sometimes convey roads, ponds, and drainage to the HOA by $5 quitclaim deeds — while reserving the valuable easements for themselves. South Carolina courts call this "un…
Factoring Company Holding Your Money Over a UCC Filing? How the Hold Works — and How to Break It in South Carolina
You earned the money, hauled the load, and delivered it — but your factor will not fund you because another company's UCC filing is sitting on your name. Here is how the hold works…
SC Slip and Fall Injuries: Compensation, Medical Proof, and Premises Liability
Slip and fall sounds minor until it is your wrist on the concrete, your back after the stairs, or your parent in a rehabilitation facility after a hip fracture. South Carolina law …
Charleston, SC Slip and Fall: Property Owner Liability and Proving Notice
When someone falls in Charleston, the legal fight is rarely about whether they fell. It is about the property owner: what condition did the owner allow, how long was it there, and …
Slip and Fall Accidents in Charleston, SC: Premises Liability Claims
A wet floor with no sign. A broken step nobody fixed. A dark parking lot and a pothole you never saw. Slip and fall accidents in Charleston send people to the ER every week, and th…
Sued by a Debt Collector in South Carolina? How to Answer the Summons
A process server just handed you a summons and complaint from a debt collector or debt buyer in South Carolina. The worst move is the most common one: putting it in a drawer. You g…
SC Auto Repossession Rights: Notice of Sale, Breach of Peace, and Deficiency Rules
Your car was repossessed in South Carolina — or you are afraid it is about to be. The lender had to follow strict rules taking it, and it has to follow strict rules selling it, inc…
HOA Problems in South Carolina: Your Complete Guide to Fighting Back
South Carolinians filed 586 HOA complaints in 2025. Fewer than 1% ended with the homeowner satisfied, because the state's complaint process is voluntary mediation only — and there …