Traywick's Blog
Practical legal insights, answers to common questions, and guidance from Traywick Law Offices.
Water Intrusion in Your South Carolina Condo? How Building-Envelope Defects and Mold Become Multi-Million-Dollar Cases
A brown stain spreads along your window frame. The drywall feels soft. Behind it: soaked sheathing, rotted framing, black mold. In South Carolina condos and townhomes, this is the …
What to Do After a Car Wreck in South Carolina: The Steps That Protect Your Claim
A car wreck in South Carolina triggers legal duties — and the steps you take in the hours after the crash decide whether your injury claim survives. This guide covers what the law …
What Is Your South Carolina Car Accident Case Worth? What Actually Drives Settlement Value
No reliable average exists for South Carolina car accident settlements — every case turns on its own facts. This guide explains what actually drives settlement value: liability, in…
South Carolina Car Accident Deadlines and Fault Rules: The 3-Year Clock and the 51% Bar
Two rules decide most South Carolina car accident claims before they start: the 3-year statute of limitations for filing suit and the 51% comparative negligence bar that can wipe o…
How Long Do You Have to Sue a Builder for Construction Defects in South Carolina?
Water intrusion, cracked foundations, failing stucco — South Carolina homeowners often discover construction defects years after the builder is gone. You have three years from disc…
$1.95 Million for a $110 Charge: When a Debt Collector's "Investigation" Is a Rubber Stamp
A $110 apartment charge turned into a $1.95 million verdict because the debt collector kept "verifying" a disputed debt without ever really investigating it. Here's what the FCRA r…
Are Texts "Telephone Calls" Under the TCPA? The Circuit Split and What It Means in South Carolina
A federal appeals court says text messages are not "telephone calls" under the TCPA's do-not-call provision — and courts are splitting on it. Here's where South Carolina stands, an…
How to Stop Robocalls and Marketing Texts: Your Rights Under the TCPA
Your phone buzzes all day with robocalls and marketing texts you never asked for. Federal law — the Telephone Consumer Protection Act — gives you the right to make them stop, and i…
Stop Means Stop: How to Opt Out of Debt Collector Contact Under the FDCPA
A collector kept texting a consumer about a $328.84 balance — even after its own system confirmed he was unsubscribed, and even after he texted "Stop" a second time. Now it faces a…
Zombie Debt Is Real: When Collecting Old, Time-Barred Debt Violates the FDCPA
A federal court just ruled that garnishing wages on an expired judgment violates the FDCPA. Here is the full map of when collecting old debt breaks federal law — and what to do if …